A Merchant Cash Advance (MCA) is one of the fastest and most flexible ways to access working capital for your business.
At Belly Hashira, we understand that small businesses can’t always wait weeks for traditional loan approvals. That’s why our MCA solutions are built around speed, simplicity, and flexibility, helping you get the funds you need without unnecessary hurdles.
An MCA provides a lump-sum cash advance to your business in exchange for a fixed percentage of your future sales. Repayments are automatically collected from your daily or weekly card transactions, making it a stress-free way to manage funding while keeping your focus on growth.
Repayment happens automatically through a small, agreed-upon percentage of your daily or weekly sales.
When business is booming, payments increase slightly. When sales slow down, payments naturally decrease. This makes MCAs ideal for businesses with variable cash flow or seasonal revenue patterns.
At Belly Hashira, we ensure transparency from the start. You’ll always know your holdback rate, estimated repayment timeline, and total payback amount before accepting any offer.
MCAs are one of the fastest ways to access business capital. Most approvals happen within hours, and funds are typically deposited within 24–48 hours after approval.
Payments are tied directly to your daily or weekly sales volume, providing flexibility and peace of mind during slower periods.
Our simple application process requires only essential business details and a few recent processing statements.
Approvals focus primarily on your sales performance, not your personal credit or business assets.
Use your advance for inventory, marketing, payroll, renovations, or any expense that supports your business growth.
MCAs can be more expensive than traditional loans when converted to an annual percentage rate (APR).
Since repayments occur frequently, it’s important to ensure the advance amount fits your cash flow capacity. At Belly Hashira, our funding advisors help you plan ahead and select the right size and term so your business remains financially balanced.
Choose an MCA if your business:
Industries like retail, restaurants, salons, and eCommerce often benefit most from MCAs due to their frequent transaction volume and need for quick funding access.
Most MCA applications are reviewed within a few hours. Once approved, funds are typically deposited within 24 to 48 hours, depending on the documentation provided and your processing history.
No. MCAs are based primarily on your business’s sales performance, not your personal credit or assets. This makes them accessible for business owners with average credit scores or limited collateral.
The funding amount depends on your average monthly sales and transaction volume. Typically, businesses can receive an advance equal to 80–150% of their average monthly credit card revenue.
Yes. Early repayment is possible with most MCA providers. Some may even offer a small discount on fees for early payoff. Our team will outline all terms and conditions before finalizing your agreement.
We believe in clarity, not confusion.
Our team reviews your sales data, average processing volume, and business goals to recommend the right MCA structure for your needs. We compare multiple lender offers, outline exact repayment scenarios, and make sure you understand all terms before moving forward.
With Belly Hashira, you’re not just getting funding — you’re getting a financing partner who values your success as much as you do.
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